tag:blogger.com,1999:blog-6407055887295685834.post881669699058817345..comments2023-05-03T06:51:07.521-07:00Comments on My Life With Charlie: Insurance dilemmaLaurenhttp://www.blogger.com/profile/15266542116386439088noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-6407055887295685834.post-90078416336081733582014-04-08T18:15:24.949-07:002014-04-08T18:15:24.949-07:00Contact Ark Insurance Agency. I received a quote f...Contact Ark Insurance Agency. I received a quote from The Hartford for my filly who was not $5k for $481 yearly for major medical of $10k and full mortality at her $1k purchase price. Marissahttps://www.blogger.com/profile/11080634561032031224noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-80098469822867996372014-04-08T08:17:56.961-07:002014-04-08T08:17:56.961-07:00Wow...Great American was the first to do this and ...Wow...Great American was the first to do this and I couldn't believe it would be the industry trend, but it looks like it's going that way. I used to work in horse insurance and major medical is the loss leader, so it's not entirely surprising, but at the same time, it's offensive as a horse lover that they are essentially saying your horse is "not worth saving" if it's valued under $5,000. I think Great American's limit was even higher. Equisure is another major company and the one I used to work for. I don't know what their terms are now.Lara Elizabethhttps://www.blogger.com/profile/16661093611286883883noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-58195970830161827002014-04-07T16:42:53.164-07:002014-04-07T16:42:53.164-07:00I'm going through the same thing with Brantley...I'm going through the same thing with Brantley. I really want some coverage for him, especially after Lucky. :( I'll have to look at some of these.Madeline C.https://www.blogger.com/profile/14246076712179468308noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-24491375555623511572014-04-07T12:29:34.242-07:002014-04-07T12:29:34.242-07:00You might be able to get something through the US ...You might be able to get something through the US associations, like USEF or USEA, not sure exactly but we can get it in Ontario through OEF.Boss Mare Eventinghttps://www.blogger.com/profile/08039910692009593158noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-46565693725145851742014-04-07T12:26:16.276-07:002014-04-07T12:26:16.276-07:00The tough part is I've so far just been traini...The tough part is I've so far just been training him on my own and despite my best intentions he hasn't showed with me yet (life kind of got in the way). Laurenhttps://www.blogger.com/profile/15266542116386439088noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-4280796974922212552014-04-07T12:25:33.144-07:002014-04-07T12:25:33.144-07:00I hadn't heard of Broadstone before but you...I hadn't heard of Broadstone before but you're the second one to mention them to me. I'm going to check them out for sure. Thanks!Laurenhttps://www.blogger.com/profile/15266542116386439088noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-40458172960174610752014-04-07T12:24:25.530-07:002014-04-07T12:24:25.530-07:00I will definitely check them out. Thanks!I will definitely check them out. Thanks!Laurenhttps://www.blogger.com/profile/15266542116386439088noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-80590735922711781162014-04-07T10:39:14.719-07:002014-04-07T10:39:14.719-07:00All of the insurance companies that I have talked ...All of the insurance companies that I have talked to want proof of the horses' value too :(<br /><br />Hope that you can figure something out!Karleyhttps://www.blogger.com/profile/09196824979284472867noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-4279408864867024012014-04-07T05:54:38.914-07:002014-04-07T05:54:38.914-07:00I have Fiction covered with $10,500 major medical,...I have Fiction covered with $10,500 major medical, $2,500 soft tissue/blood work etc, $3000 colic surgery & $5000 mortality (i believe? I would have to double check) under Broadstone and I pay about $550 a year. They value him at $3000 right now, though I paid half of that to purchase him. Definitely contact them - they are super nice!Hawkhttps://www.blogger.com/profile/05303236534507171227noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-44625563221411494342014-04-07T04:46:58.998-07:002014-04-07T04:46:58.998-07:00I'm sure you can get some sort of trainer asse...I'm sure you can get some sort of trainer assessment value letter .He's co e so far and could easily fetch $5000, I'd say contact insurance and ask what they need as proof. Kitty Kathttps://www.blogger.com/profile/10320015015309570032noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-90318356562081531812014-04-07T04:06:37.545-07:002014-04-07T04:06:37.545-07:00I insured Missy through Broadstone and they do-low...I insured Missy through Broadstone and they do-lower value horses...however Indid insure her for her purchase price (because, like you, I care less about mortality, more about the major medical). You can prove value with them with training/show record....Marehttps://www.blogger.com/profile/16127842562111344534noreply@blogger.comtag:blogger.com,1999:blog-6407055887295685834.post-44229995606598466152014-04-06T20:36:39.714-07:002014-04-06T20:36:39.714-07:00I'm pretty sure you can get a written value as...I'm pretty sure you can get a written value assessment or something of the likes. Like maybe statement from professionals or records of training/ lesson to show value maybe? Interested to hear what you find out. Hillaryhttps://www.blogger.com/profile/02884053627728391449noreply@blogger.com